#daveramsey

Happy Hump Day!!! So it’s the middle of the week and my cash envelopes are looking as follows: Food: $36.10 spent Household: $22.00 spent Sports/Kids Extra: $7.00 spent Childcare: $60.00 spent Whew is the week over yet?!?! I could be panicking but I planned for these expenses each month and those aren’t including business expenses. I feel good knowing I have a safety net and that’s exactly what cash envelopes are. . . . #cashenvelopes #debtfreecommunity #budgeting #debtfreejourney #cashenvelopesystem #budget #daveramsey #debtfree #financialfreedom #cash #money #debtfreegoals #daveramseybabysteps #budgetingtips #debtisdumb #budgetplanner #humpdayvibes #frugalliving #debtfreeliving #debt #cashenvelope #cashenvelopewallet #budgetlife #debtsnowball #debtfreedom #humpday #goals #financialpeace #debtfreecommunitycanada #wednesdaywisdom


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It's time to start setting goals for 2020... I totally can't believe I just said that. This year has gone so quickly! I've put together a post outline the EXACT method I use to layout and crush my goals! . 1. Establish the goal. 2. Work back from the goal to create a plan. 3. Set benchmarks along the way. 4. Keep track of your progress. 5. Reward yourself for small things. . Click the link in my bio to read the full post! . #finances #financialfreedom #2019goals #budgeting #budgetplanner #debtfreecommunity #debt #gyflt #gettingorganized #erincondrendeluxemonthly #debtisdumb #budgetplanning #daveramsey #personalfinance #saving #payingoffdebt #moneymanagment #nospend #singledebtfreejourney #womenandfinance #DFC #blogger #erincondren


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Cash Cash Cash! It's been a while since I've redeemed my cash back from my Citi Double Cash Rewards card where I earn 2% cash back on every purchase I make. It's been sitting there not making me money! This $53.38 was accumulated over the course of 2 months, so no, I did not spend over $2,500 in one month. I really have to make some changes to my budgeting. I could be saving and investing a lot more. I need to get creative in how to do so. How do you make sure you stick to your budget? Follow me @dividend_life as I try to invest on a budget.


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My wife and I made the decision three years ago to pay off our mortgage as quickly as possible. We are on track to pay off our mortgage by early next year - for a total of four years to pay it off? How did we do it? Find out in my latest post. Link in profile.⁠ ⁠ .⁠ .⁠ .⁠ .⁠ .⁠ .⁠ ⁠ #newpost #invest #debtfreecommunity #moneymistakes #budget #moneymanagement #debtfreedom #debtfreeliving #frugal #wealth #winning #broke #debtsnowball #debtavalanche #emergencyfunds#debt #debtfree #money #motivation #daveramsey #kids #parents #blog #bloggers #education #finance #personalfinance


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Join us to hear our next speaker Shawn Wesley, THE TALLY TAX MAN! He will be discussing Tax Certificates = Mailbox Money during the next meeting on December 2nd. Shawn helps clients with a wide variety of services. He offers income tax preparation and planning services. He also offers small business bookkeeping and payroll services. In addition to these, he also offers help with IRS audits and dispute resolution. He is an active member of the American Society of Tax Problem Solvers (ASTPS). #tallahassee #ihearttally #visittally #realestate


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One of my favorite days - #debtsnowball payment day!! I get so excited for pay day, not so we can spend all the money now, but so we can make another snowball payment!! ⁣ ⁣ Another $3157 bites the dust today!!! 👊🏼👊🏼👊🏼 ⁣ #debtfreecommunity #debtfreegoals #goodbyedebt #daveramseybabysteps #daveramsey


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"I love my life. I'm truly happy and there's no amount of money that I'm willing to sacrifice this happiness for." ❤❤❤ My husband said that last night and I completely agree with him! . . . We were reminiscing about when he made a LOT more money way back before the debt-free journey was even on our radar. We realized how 1) dumb we were because we pretty much spent all that money and 2) we realized that we are completely content and happy with the significantly lower salary my husband has now. . . . Financial freedom gives you choices. My husband no longer has to bust his hump slaving at a job that is stealing his soul in order for us to survive. We not only are surviving but we're THRIVING in a way that we never dreamed possible. . . . If you think more money will solve all your problems I promise you it won't. We thought more money would be the answer to our prayers, but it turns out, God gave us the income we had we just had to manage it right. And once we started managing our money, we suddenly didn't need all that "more money". Either you rule your money or it'll rule you. . . . #debtfree #debtfreeliving #woodstockga #debtfreejourney #money #frugalliving #catholicmom #megamotherhood #momlife #momboss #moneywin #daveramsey #reallifeonabudget #homeeconomist #marriagegoals #madeformore #goaldigger #thankful #saynotodebt #happy


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How true. But if you’re born into a poverty mentality - and you never change your thinking - then your results will never change. Change your thoughts first and then you can change your results. It’s the only true way follow @billionaire_mind_makeover to get started with the change. . . . Click on the link in my bio if you’re ready to start your journey @billionaire_mind_makeover 👆👆👆👆👆👆👆👆👆 . . . . Via @theremotemom #makemoney #financialfreedom #debtfreejourney #debtfreegoals #debtfreelife #debtfreecommunity #daveramsey #daveramseybabysteps #gazelleintense #daveramseyplan#billgates #money #millionairemindset #millionaire


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“Enough is a fearless place. ⠀⠀ A trusting place. ⠀⠀ An honest and self-observant place. ⠀⠀ It’s appreciating and fully enjoying what money brings into your life & yet never purchasing anything that isn’t needed and wanted.” -@vickirobin ⠀⠀ Just gonna leave this one right here. ☝🏻 ⠀⠀ What is your “enough”? ⠀⠀ Keep the faith, my friend. 💕


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❄️❄️❄️ let it snow! #debtfreecommunity #snowballmethod #daveramseybabysteps #daveramsey


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Came across an article claiming you need 350k/yr income to live a middle class life (and upon reading it, you realize they mean to live a middle class life in the most expensive parts of the US). The article has this budget for someone making money and living there. I love looking at these, because they expose the crazyness of what we think is normal. Their housing cost is OK for where they live - about a third of their takehome. They will struggle a bit on this. Bring it down to 25%, and that would give them 1500-2000 more per month to play with, but I think the suggestion in the article is that's not possible. Sure, let's leave that alone. Their big issue is their overspending. Every month, they spend: - 2100 on food, - on top of this, some chunk of 350 on toys - 400 on clothes - 650 on vacations throughout the year, - and oh yeah, PLUS another 500 on entertainment That's somewhere around $3700/mo on fun... And then throw a stupid 400/mo car payment on top of that. Nahhhh. Did you know almost 80% of millionaires never inherited a thing, and a full 33% of millionaires never made household income over 100k? It's more about how you handle the money you have, not how much you make. You can survive (and even thrive) on pretty much any income pretty much any where, as long as your intentional.


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🌟 Wow! What a weekend! 🌟Development on a whole new level - spiritual, relational, financial, career, physical, intellectual. If you have the opportunity to attend a SMART Conference, don’t pass it up! Still blown away by the day that fed my mind and heart... amazing and genuine people, their knowledge, stories in life and overcoming adversity and pressing onward. #smartconf #2019 #thankful #grateful #blessed 🙏🏼 . . . #daveramsey #wow #weekend #rejuvenate #focus #dfc #dfj #health #relationships #career #spiritual #financial #physical #intellectual #intentional #mindful #god #spirit #prayer #meditation #mindset #growth #truth #genuine #connection


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Happy Wednesday IG!! It’s been an amazing week & the more and more I think about ..... I think WHY not sign up for Financial Peace University ?? - - - I’ve done a LOT on my own, but 2020 is going to be the BIGGEST year yet and I NEED extra support, guidance, & discipline to be aligned with the overall goals of getting completely DEBT FREE! I’d love if my fellow #debtfreecommunity and #babystep followers could give me their experience with FPU and if it’s worth the money?? - - Happy hump day y’all! - - #debtfreecommunity #debtfreejourney #debtfree #creditcard #creditcarddebt #studentloans #studentloandebt #reseller #ebayreseller #poshmarkreseller #poshmark #sidehustle #daveramsey #babystep2 #babysteps #goals #couplegoals #happy #motivated #financialfreedom #focusedbutnotfinished #workhard #amazonreseller #amazonfba #rellercommunity


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What everyone in my life will be getting for Christmas this year 😂😂😂


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I can’t look back at 2019 and say I pushed or hustled to the max because I didn’t. However, I did prioritize seeing friends and family this year and i don’t regret that one bit. This year included: a trip to Palm Springs (2), a month long road trip to Chicago and Michigan and then driving back to Los Angeles, a road trip from home to Arizona, Santa Fe and Marfa Texas. An Easter trip home to Chicago and a trip to Seattle to consider the city for a future move (not moving there) and two trip to Las Vegas. (Whole both Vegas trips were for work, I was paid less than my usual) and I did a work trip to Hawaii that paid out terrible but was an incredible life experience. I’m considering setting a crazy goal of paying $61k in debt in 2020. If I do this, I would have to cut back my travel exponentially to even come close to the goal. If you knew you could hit your debt free date by skipping travel, would you do it? . . . #debtfreejourney #debtfreecommunity #debtfree #financialfreedom #budgeting #daveramsey #budget #debtfreedom #debtsnowball #frugalliving #babystep #socaldebtfreecommunity #personalfinance #babysteps #debtfreegoals #savingmoney #money #goals #dfc #frugal #debtfreeliving #daveramseybabysteps #cashisking #budgetlife #financialliteracy #gazelleintense #financialindependence #savemoney #debt #bhfyp


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Last Chance!! We still have some tickets to Dave Ramsey Live, happening tonight! If you’d like to come please call me at 843-343-4792 & come by the office to pick your tix up. Had a great time having dinner with Chris Hogan last night from Dave’s team. #daveramsey #elp #financialfreedom #daveramseylive #charleston #charlestonrealestate #charlestonrealtor #drewsineathandassociates


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