Let’s break it down! This month I made 3x $250 payments to my loan and 1x $50 payment, for a total of $800 to my debt, my interest was charge at 5.77% which totalled $59.52 this month! So a total of $740 to my debt! My goal was to get it under $11500 so fell just short of that, but I determined to start next year with less than 10k of debt!
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Life admin day today. With lots of leave banked up, I’ve taken today off work. Ticking off my massive list of things to do but this has been the best thing I’ve finally managed to get around doing and it only took 2 mins on the phone! Why didn’t I do this earlier?! @westpacnz sent us a letter a while back about increasing our mortgage repayments to pay off our mortgage faster than originally planned. I’ve only been able to increase it by 20% without paying penalty fees and it’s only an extra $2.25/day! Kudos to Westpac for the friendly reminder and for making the whole process so easy! If you’re in the same boat, do it! Lock it in to your lunchtime check list and your future self will be a happier one 😊